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Could you be missing out on benefit payments?
Newcomer discovers new opportunities
New caregiver immigration pilot programs launched
In service of the community
Newcomers also have to file taxes
Could you be missing out on benefit payments?
Newcomer discovers new opportunities
New caregiver immigration pilot programs launched
In service of the community
Newcomers also have to file taxes
New caregiver immigration pilot programs launched
New caregiver immigration pilot programs launched

New pilot program will facilitate the coming of caregivers to Canada with their families. Caregivers will soon have access to two new five-year care-giver immigration pilots that will replace expiring and ineffective pilot programs. The new pilots will allow caregivers to come to Canada together with their family and provide a pathway to permanent residence. Caregivers will also soon have greater flexibility to change jobs quickly, and barriers that prevent family members from accompanying caregivers to Canada will be removed, Immigration, Refugees and Citizenship Minister Ahmed Hussen announced. Under the new pilots, applicants will be assessed for permanent...

Posted: Apr 3, 2019


National call for proposals for newcomer programming

As part of its commitment to deliver high quality settlement services to newcomers, Immigration, Refugees and Citizenship Canada (IRCC) issued a call for proposals for the Settlement and Resettlement Assistance programs. The National Call for Proposals (CFP) intake process has been streamlined since the previous CFP to improve the experience for service provider organizations and maximize funding flexibility. Extensive national consultations with partners and stakeholders have identified the principles and key priority areas that will be addressed through the call. These include fostering the entrepreneurial spirit of newcomers and engagement with the private sector,...

Posted: Apr 3, 2019


New immigration programs in rural and northern Canada

New immigration programs are connecting immigrants to opportunities beyond the big cities. Canada is committed to supporting immigration strategies that will enable smaller communities to enhance their economic, social and demographic vitality.Ahmed Hussen, Minister of Immigration, Refugees and Citizenship Canada, announced the creation of the Rural and Northern Immigration Pilot, a five-year federal immigration pilot involving communities and selected provincial and territorial governments that works to help participating communities gain access to a range of support to help newcomers settle in as part of the local community.This innovative economic immigration pilot is aimed at...

Posted: Mar 1, 2019


Second phase of biometrics expansion comes into force

Under the expanded biometrics collection program, nationals from countries in Asia, Asia Pacific and the Americas must give their fingerprints and submit photos (biometrics) when applying for a Canadian visitor visa, study or work permit, or for permanent residence. This same rule came into effect for applicants from countries in Europe, the Middle East and Africa in July last year, and for temporary resident applicants from 29 countries and one territory in 2013.The government of Canada has been taking steps to improve the biometrics process. To make it as convenient as possible for applicants to give their biometrics, Canada has expanded its worldwide network of visa application...

Posted: Feb 2, 2019


Pre-arrival services for newcomers streamlined
Pre-arrival services for newcomers streamlined

Pre-arrival settlement services are a key element of  Canada’s immigration program. They provide newcomers, including refugees, with the information and settlement support they need to make informed decisions about their new life in Canada before they arrive, such as how to prepare for finding a job. To help deliver these important services, Immigration, Refugees and Citizenship Canada (IRCC) will be providing funding of $5.6 million to the YMCA of Greater Toronto.The YMCA of Greater Toronto is one of four intake service providers that will offer online, national-level information; orientation; and onward referrals to pre- and post-arrival settlement-related service...

Posted: Feb 2, 2019



Canadian Experience
FRESH OFF THE PLANE: Newcomer meets her match

On coming to Canada, we discovered price-match, whereby you  shop at one store but can apply the special sale prices – or even regular prices if they are better – in...


FRESH OFF THE PLANE: Newcomer springs to conclusion

With Spring Equinox around the corner, Canadians can finally start looking forward to the end of winter, and the promise of longer, warmer days. I remember as a newcomer feeling quite...


FRESH OFF THE PLANE: Newcomer learns to toe the line

My parents used to say I’ve been blessed with an overactive imagination. I would hear the wind whistling through the trees as a little girl and promptly duck under the covers as it was exactly how...


FRESH OFF THE PLANE: Walking in a newcomer’s shoes

My first friendships in Canada were formed with our neighbours and with a group of mothers who were also dropping their children off at kindergarten every morning.As we stood watching our children...


FRESH OFF THE PLANE: Newcomer feels a lot like Scrooge

As a newcomer, I made several mistakes as I learned my way around Canadian ways, however, none was worse than my faux pas one snowy December day.Rushing home from work, I remembered I needed to pick...


Scotiabank Newcomer Newsletter

Help for Newcomers

How to plan ahead for a career change

Thinking about a career change? Did you know the average person will change careers five to seven times during their life? Career changes are daunting, but taking steps towards finding your dream job...



Tax tips as deadline approaches

With your taxes due soon, keep in mind these top tips for a smooth experience. Keep your receipts in a safe spot. If you make one-time donations to charities throughout the year, make sure you...


Improve your financial literacy score

At some point, most of us have been offered financial products and services we hadn’t planned on buying.Perhaps it was in the form of extra insurance on our credit card or on our mortgage, or of a...



5 smart reasons to register your freelance gig

Whether you’re a freelancer working several jobs or a hopeful entrepreneur developing a side hustle into a full-time career, registering your business as a sole proprietorship is a small but...



How to take the next step in your career

When it comes to accessing career advice, it can be really challenging to know where to turn. A recent survey of Canadians aged 18 to 24 indicated that advice from professionals in their desired...



“At Scotiabank, we build relationships based on trust.”

Lalit Jagasia, Associate, Multicultural Banking for India, South Asia, the Philippines and the Middle East, 416-933-2342.Names: Lalit and Pooja JagasiaCountry of origin: IndiaYear of arrival in...



“Our first interaction with Scotiabank had a personal touch”

Scotiabank customers Raman Sharma and Rajni DograNames: Raman Sharma and Rajni DograCountry of origin: IndiaYear of arrival in Canada: 2011Why we are Scotiabank customers: Rajni did her homework...



“I believe in working as a team with my clients.”

Shamim Malik, Personal Banking Officer, Bovaird and Mountainash Branch, Brampton, Ontario. 905-790-7830, ext. 4205.Name: Shamim MalikCountry of origin: PakistanYear of arrival in Canada:...



“Scotiabank staff went out of their way to win our trust and provide a positive experience.”

“We tell everyone we know to move their accounts to Scotiabank,” say Neeraj and Nidhi KherNames: Neeraj and Nidhi KherCountry of origin: GhanaYear of arrival in Canada: 2010Why we are...



“The Scotiabank StartRight Program allowed us to transfer our funds to Canada smoothly and without any tension.”

Names: Abha, Lalit and Araj KapoorCountry of origin: IndiaYear of arrival in Canada: 2012Why we are Scotiabank customers: The Kapoors came to Canada for a better quality of life. In Delhi, Lalit was...


Success Strategies
Are negative people opportunities?

In The Essence of Happiness the Dalai Lama says that when negative people enter our lives we should treat those intrusions as opportunities to practise tolerance. Our exercise should be to try...


It’s natural to be motivated by compassion

Shortly after buying my first house, I discovered that my next door neighbour tended to overreact to any dilemma.His name was Joe, and I started thinking of him as Overkill Joe, and later simply...


Losing a job can be an opportunity to start fresh

As an executive for many years, and like many of you who are executives, my philosophy was always to work hard, often until late at night, show up for work early in the morning and do everything I...


When did you quit believing everything you heard?

A recent spate of fake  news has gotten everyone in a tizzy. But, this isn’t news – phony stories have been around forever.It’s just that the internet is delivering them faster, in greater...


Venture outside your comfort zone, try something new

“Throughout history, poverty is the normal condition of man. Advances which permit this norm to be exceeded – here and there, now and then – are the work of an extremely small minority,...


Success Snapshots

In service of the community

Baldev Mutta is the founder and CEO of  Punjabi Community Health Services (PCHS) which offers programs in the areas of  mental health, addictions, settlement services,...



He’s a community builder and a philanthropist

Gyan Jain came to Canada in 1964 on a whim. He was in Germany when Lester B Pearson visited the country and said Canada wanted young graduates who were fluent in English.“I thought I was a perfect...



Don’t settle for less, advises health equity expert

Gurwinder Gill sees samosas and spring rolls as a good starting point. “They bring people into the room for a discussion, but my hope is that people are now beyond that, that they realize diversity...



Be sincere to your art, advises acclaimed dancer and choreographer

Internationally-acclaimed dancer and choreographer Janak Khendry’s distinguished dance career spans over fifty-five years and he has given more than a thousand performances in different parts of...



MP is making a positive impact

Active in not just the Indo-Canadian community but in the wider mainstream community as well, Chandra Arya saw an opportunity to take his involvement to the next level.“The impact I can make as a...


Focus

Could you be missing out on benefit payments?

Benefit payments can make a huge difference in your life. Having a regular source of income can relieve some of your day-to-day stress and help you and your family live a better...



Newcomer discovers new opportunities

A 2018 study conducted by HR consultancy firm Robert Half shows that 38 per cent of employers are willing to hire credit and collections practitioners without a post-secondary...



Tax changes for new families and small businesses

There are many changes that will impact taxes this year, and Canadians need to be aware of how these updates will affect their tax return.“The changes will be positive for the average person, with...



Newcomers also have to file taxes

Newcomers may not be aware of the fact that they have to file their taxes whether they have an income to report or not. And busy as they are settling in, they may feel overwhelmed by the process...


5 smart car tips to navigate winter driving

Winter driving is a whole different beast with seemingly more snow, ice and slush every year to get in our way. While we can’t control the weather that Mother Nature throws at us, we can prepare...


Diversity
Tips to navigate the e-mail jungle

If you search “e-mail etiquette” on the internet you will find some excellent advice about appropriate and inappropriate use of e-mail.Some of this advice comes from large organizations like...


Titles and sand castles

In my 40 years as an educator, 25 years of which were in senior leadership positions, I always maintained that titles are like sandcastles, easily blown in the wind. And reporting lines are like...


400 years of Canadian immigration and diversity

Serge Cormier, Parliamentary Secretary to the Minister of Immigration, Refugees and Citizenship, was joined by Sean Casey, Parliamentary Secretary to the Minister of Canadian Heritage, Normand...



Top five languages spoken in Canada

With Canada being one of the most multicultural countries in the world, many people speak more than one language.Being bilingual has many benefits, including better decision-ma-king, improved memory...


Diversity, harmony and equal opportunity are the cures for racism

In March 2017, another icon in the anti-racism struggle, Ahmed Kathrada, passed away.A South African freedom fighter, he too, like Nelson Mandela, was imprisoned on Robben Island for twenty- seven...


Education

Where are all the jobs? Tips for new grads

Finding a job can be frustrating for newcomers as well as recent college and university graduates who are confronted with a  competitive job market after years of dedicated hard...



International students from India receive a warm welcome in Toronto

In the first-ever program of  its kind, the Consulate General of India, Toronto, in association with University of Toronto (UofT) organized a welcome ceremony at the historic Hart House to...



Study and Stay program attracts overseas students

Study and Stay is an international student attraction and retention pilot program currently being delivered in Nova Scotia by EduNova.The initiative is open to international students in the...


Education must begin to play a robust role as public policy

The UNESCO World report, available online at www.unesco.org, states: The founding principles of UNESCO enshrined in its Constitution (1945) are based on the conviction that education is...


At the end of the day, business clichés are lazy language

Those pointless little phrases you use at work might be sending exactly the wrong message (for instance, that you’re too lazy to come up with something better).Here, I explain why it’s time to...


April 2019

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